Supreme Court Justice Neil Gorsuch Delivers His First Unanimous Court Opinion

     
Screenshot: NBC News
     On June 12, 2017, Supreme Court Justice Neil Gorsuch delivered his first opinion of the court. In the unanimous decision of Henson v. Santander Consumer USA, Inc., the court ruled that Santander Consumer USA, Inc. does not fall under a federal law aimed at unscrupulous debt collectors. Santander Consumer USA, Inc. had bought defaulted car loans and sought to collect the money owed, in a report from Fox News. 
     Gorsuch, nevertheless, grabbed attention by his beginning hook:
          "Disruptive dinnertime calls, downright deceit, and more besides drew Congress’s eye to the debt collection industry,” he wrote. 
     In the opinion, he looked at who qualified as a debt collector: 
          "Everyone agrees that the term embraces the repo man—someone hired by a creditor to collect an outstanding debt. But what if you purchase a debt and then try to collect it for yourself— does that make you a ‘debt collector’ too?” 
  READ THE OPINION
     For a simpler explanation, this means the Fair Debt Collection Practices Act does not apply to debt buyers – entities that buy and collect defaulted consumer debt. Santander Consumer USA, Inc., Justice Gorsuch and the rest of the court stand with their decision that Santander Consumer USA, Inc. does not qualify as a debt collector because they were not collecting the money on someone else's behalf. 
     While Supreme Court Justice Neil Gorsuch is no Justice Scalia, he certainly did show his talent and ability in the unanimous court decision, which he read a portion of it from the bench. There is great hope that Justice Gorsuch will do a tremendous job, and it is only the beginning. President Trump picked an amazing successor to take the seat of the ninth seat in the SCOTUS.

-Alejandra, FFF
Edited by: Jaime Bailey


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